SPECIAL FINANCING · TEMECULA Hablamos español
First car? Credit that needs some work? We work with a network of credit unions and banks to find a payment that fits your life.
We help:
✓ First-time buyers
✓ Recent grads
✓ Anyone rebuilding credit
✓ Little or no credit history
✓ Self-employed and gig workers
1
Fill out the short form. It takes about a minute.
2
We work with a network of credit unions and banks to find your best options.
3
Choose a car that fits your budget, new or pre-owned, and drive it home.
Send us your info and someone from our finance team will reach out to walk you through your options. No pressure.
What to bring when you visit
✓Driver's license
✓Proof of income, like recent pay stubs
✓Proof of residence, like a utility bill
✓Your trade-in and its title or payoff info, if you have one
Prefer to talk in Spanish? Our Spanish-speaking finance and sales team is ready to help.
We work with a bunch of local credit unions and banks, so you have more options for approval and rates.
No credit history yet? Programs built for first-time buyers can help you get into a reliable car and start building credit.
On-time auto loan payments are typically reported to the credit bureaus, so your car can help you build a stronger credit history over time.
We look at your whole budget, not just a score, and show you options with a payment you're comfortable with.
A new Impreza or Crosstrek can cost less than you think, and comes with Symmetrical AWD, EyeSight and our Lifetime Powertrain Warranty.*
Special finance rates, a factory-backed 7-year/100,000-mile powertrain warranty, a 152-point inspection and 24/7 roadside assistance.
Thoroughly inspected pre-owned vehicles with a 3-month/3,000-mile powertrain warranty.*
Whether you're buying your first car, starting over after a rough patch, or just don't have much credit history yet, Hello Subaru of Temecula can help you get into a reliable new or pre-owned vehicle. Our finance team works with a network of credit unions and banks, so we can look at more options than a single lender would, and find a monthly payment that fits your budget.
No credit history doesn't mean no car. First-time buyer programs are designed for students, recent grads and anyone financing a car for the first time. A steady income and a reasonable down payment go a long way, and every on-time payment helps you build credit for the future.
A low score doesn't have to stop you. We look at your whole picture, including income, time on the job and down payment, and shop your application with lenders who work with credit rebuilders. Many buyers use their car loan as a way to rebuild their credit, then refinance to a lower rate down the road.
Shoppers come to us from Temecula, Murrieta, Menifee, Wildomar, Lake Elsinore, Fallbrook and Camp Pendleton. Our Spanish-speaking sales and finance team is here to help, from your first question to the day you drive home.
Yes. First-time buyer programs are built for shoppers with little or no credit. Proof of steady income and residence, plus a down payment, help a lot. Our finance team will walk you through what you qualify for.
In many cases, yes. We work with credit unions and banks that specialize in helping buyers rebuild their credit. Your income, job history and down payment matter, not just your score.
When we send your application to lenders, it shows as a credit inquiry. Credit scoring models typically count multiple auto loan inquiries made within a short shopping window as a single inquiry, so shopping several lenders through us won't multiply the effect.
It depends on the vehicle, the lender and your credit. A larger down payment can lower your monthly payment and improve your chances of approval. Your trade-in can count toward it.
Yes. We'll get you an offer on your current vehicle and handle the payoff with your lender. Any positive equity can go toward your down payment.
Many buyers do. After a year or so of on-time payments, your credit may improve enough to refinance at a lower rate with your bank or credit union.
Your driver's license, recent pay stubs or other proof of income, a recent utility bill or other proof of residence, and your trade-in's title or payoff information if you have one.
Sí. Tenemos gerentes, vendedores y personal de finanzas que hablan español y con gusto le ayudan con todo el proceso.
We Price Our Cars, Not Our Customers.
Market-based pricing using real-time data that ensures fair and competitive pricing.
A simpler, more personal way to buy.
One dedicated person from start to finish and one desk for the entire process.
Do Well Individually. Do Better Together.
$25 per every car sold & $1 per repair put back into our local communities.
Service You Can Trust & Rely On.
Certified service with video inspections every time you service. We show, not tell.
Comes standard with every new vehicle, plus Hello Best Price on every new Subaru.
*Coverage is limited. Does not apply to Electric Vehicles. Other exclusions apply. See dealer for details.
Get an offer on your current vehicle, whether you buy from us or not.
